Capitol Building, Washington D.C. (Photo by Drew Angerer/Getty Images)
Washington D.C. - With the threat of another government shutdown looming, it's probably a good time to remind you of what you can expect the day it would happen.
If it comes down to it and there is no deal reached, the government would shut down and it would be the first time either. The last two times were in the 1990s, and one of them lasted 21 days. That was the longest shutdown in American history.
So if it happens again, how would it impact your life? CNN broke it down in a recent article. Many Americans, though maybe not everyone would notice a shutdown.
Some government workers would be furloughed, forced to take time off without pay. Vacation plans for millions would change because national parks and museums like the Smithsonian would be closed. And Americans wouldn't be able to get passports or certain government loans until the shutdown ended.
But government workers considered essential including the military, the FBI, air traffic control, the TSA - they all stay on duty. Government medical coverage like Medicare and Medicaid would still be there for those who need it. And you'll likely get snail mail - postal delivery won't change.
According to the Congressional Research Service, the two previous shutdowns, in late 1995 and early 1996 cost the country $1.4 billion.
The military would be paid in IOU's until the shutdown ended. Their mid-October paycheck would be the first affected. But again they would continue working. Civilian employees would most likely be furloughed.
A government shutdown could impact small business owners too. For example if you owned a small business and you needed a small loan from the government, you would have to wait. Same goes for if you wanted to buy a house using a federal loan. It would just be a waiting game for you.